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CardDuo: girocard + Account

With CardDuo, PayCenter brings a product to market that has the advantages of girocard and a checking account.

EC card is a popular topic in Germany. The Debit/EC cards have been issued under the name girocard since 2007.

The CardDuo girocard gives you an EC card on prepaid basis. To make payments, you must first pre-load the card. As long as there are enough funds on the card, you can make withdrawals or purchases anywhere girocard is accepted.

Prepaid EC card

EC card is a popular topic in Germany. The Debit/EC cards have been issued under the name girocard since 2007.

The CardDuo girocard gives you an EC card on prepaid basis. To make payments, you must first pre-load the card. As long as there are enough funds on the card, you can make withdrawals or purchases anywhere girocard is accepted.

Balance

Ordering process

Order

Order CardDuo girocard online

Apply for your CardDuo in just a few steps:
Order CardDuo girocard

PostIdent

Check your identity


Simply visit a post office branch of your choice to verify your identity

Initial Top-up

Top up account
and activate

To receive your plastic CardDuo card, simply top up your account.

Use

Withdraw money and pay with card

Use your CardDuo girocard to withdraw money all over Europe or pay at terminals.

Withdraw money at any time

Especially in Germany - but also partly in other European countries - you can withdraw money practically anywhere with the CardDuo girocard and of course also pay. There are currently around 60,000 ATMs in Germany and around 770,000 terminals.


Can I make ATM cash withdrawals for free?

In addition to the withdrawals subject to costs, there is the possibility of withdrawing cash free of charge. Currently, the following shops offer this service:

  • Aldi Süd
  • Rewe
  • Edeka
  • Penny
  • Netto
  • famila
  • toom

Please note: We do not guarantee that cash withdrawals will be free of charge! This differs from merchant to merchant. If the withdrawal from the merchant is not settled with the purchase but separately as a cash withdrawal, the usual fees for the cash withdrawal will be charged, which you can find in the price list.


How does a free cash withdrawal work?

When checking out after shopping at the above stores, simply say that you would like to withdraw money. If the total amount of your purchases exceeds a minimum amount of 20 Euros, you can withdraw up to 200 Euros free of charge.

In addition to saving on the fees, you also save a trip to the ATM!

Remuneration for the CardDuo girocard

All CardDuo girocard fees are listed in the price directory.


Please note: Additional fees are charged for transfers from the card balance and cash withdrawals.

Fees

Security features

We can guarantee the highest security standards because of our experience and the collaboration with our certified partner, petaFuel.

Using the various security functions, you can configure and use your CardDuo girocard to your desired level of security.

Certification
Imprint - Legal notices